Why is it important to have insurance for diving?

Having insurance specifically for diving is crucial because it provides coverage for medical emergencies and evacuation, which can be significant when engaging in underwater activities. Diving can expose individuals to unique risks, including decompression sickness, barotrauma, and other diving-related injuries, which often require immediate medical attention.

In the event of a serious incident requiring evacuation from a remote dive site, the costs associated with getting a diver to a medical facility can be extremely high. Specialized dive insurance typically covers not just the medical treatment but also the transportation to an appropriate medical facility, ensuring that divers receive timely and appropriate care without the added burden of unexpected financial stress.

This focus on diving-related medical support differentiates it from general insurance options, which may not comprehensively cover the unique risks associated with the sport. Thus, having diving insurance is an important component of safety and preparedness for any diver.